Farm Insurance

Protect your machinery

Do you have protection for your machinery, implements and attached equipment in the event of a fire, collision, upset or overturn? Coverage is available for each item individually or on a blanket basis. Again, you can reduce your insurance premium by choosing a higher deductible.

There are options available to ensure you have the right protection for your machinery such as Loss of Use coverage. This optional coverage provides for rental costs when machinery you insure is damaged by an insured cause of loss.

Tool Floater

SGI CANADA can provide all-risk protection on a replacement cost basis for your tools while they are located anywhere in Canada.

Protect your commodities

Regardless of the type of farm operation you have, SGI CANADA’s Agro Pak has you covered in the event of a loss. SGI CANADA’s Agro Pak livestock, grain, fodder and produce floaters offer protection against fire, lightning and many other causes of loss

Advantage coverages

Farm Property Advantage coverage

The SGI CANADA Farm Property Advantage takes care of all your farm building contents, tools, tack equipment, miscellaneous farm property, debris removal and voluntary firefighting insurance needs in one complete package and on a replacement cost basis.

Farm Produce Advantage coverage

The SGI CANADA Farm Produce Advantage provides protection for all your grain, produce (fruits and vegetables), fodder, fertilizer and chemical insurance needs in one convenient package.

Protect your liability exposures

Are you covered in the event someone is injured on your farm, or if your farming practices or personal acts cause damage to their property? If you are found legally responsible for injury to someone or damage to their property, it could mean financial disaster – losing your farm or restricting your purchasing power. By having adequate liability protection with your Agro Pak, you can be sure that your entire operation isn’t at stake. In addition, all farm liability policies include sudden and accidental pollution coverage. If you use chemicals or fertilizers, you can’t afford to be without this essential coverage.

Premium Discounts

• Claim Free for three years or more on your home, farm or both
• Your age and number of years continuously insured with SGI CANADA qualify
• Approved monitored security system
• Electronic water shut-off system
• Newer home
• Higher deductible
• Mortgage free

For complete details on the discounts you may qualify for simply give us a call.

Protect yourself with valuable options

Because your farm can be your home and livelihood, any loss to your assets or a legal liability claim against you could have a significant impact on the lifestyle you’ve worked hard to build for yourself and your family. SGI CANADA’s Agro Pak offers broad coverage with a wide variety of options to protect your dwelling, contents, farm equipment, farm buildings and other assets you own. We can help you decide which options will best suit your individual needs.

This is a general description of the coverages provided. Actual policy conditions govern. For a complete list of Farm Insurance options, policies and prices give us a call.