For most people, buying a house is the biggest investment they’ll ever make. We can tailor make a home policy to provide the kind of protection you need for your home, outbuildings, belongings and personal liability. Even the most careful and cautious homeowner is at risk for fire, burglary, theft and vandalism.
An SGI Canada Home Pak can provide the protection you need for your home, outbuildings, belongings and personal liability. There are many options to meet your needs and protect the assets you’ve worked hard to accumulate. We can help you choose the product that best meets your needs from the array of different home packages available.
Personal Liability Coverage
This coverage protects you in case you’re found legally responsible for bodily injury to someone else or for damage to their property.
All SGI CANADA Home Paks include a basic $1 million limit in coverage for your personal liability. Coverage includes:
- Court costs, legal fees and other expenses to help you defend your rights
- Payments for medical bills (up to $5,000) and property damage payments (up to $5,000), even if you are not legally responsible
If you own a seasonal residence or personal watercraft, you should consider increasing your protection or extending your Personal Liability Coverage.
SGI Canada Home Pak Highlights include:
- Convenient protection for your home, outbuildings, belongings and personal liability in one package
- Choice of packages and options tailored to meet your needs
- Guaranteed Replacement Cost option, which guarantees replacement of your qualifying home
- Replacement Cost Coverage
- Credit or debit-card loss, cheque forgery and counterfeit money
- Expenses associated with debris removal following an insured loss
- Damage to your property from an emergency entry by police officers, paramedics or firefighters
- Additional living expenses following an insured loss
- Protection for inflation
- Damage to outdoor trees, shrubs, plants and lawns
- Personal Liability Coverage
- Legal Expense Insurance
- Choice of convenient premium payment plans
- Prompt, convenient claim service
- Reliable protection from a dependable insurance company with more than 65 years of experience
- Extends coverage past the expiry date in the event an emergency is declared
- Claim Free for three years or more
- Your age and number of years continuously insured with SGI CANADA qualify
- Approved monitored security system
- Electronic water shut-off system
- Newer home
- Higher deductible
- Mortgage free
- Credit Score Discount
Options to Meet Your Needs
- Home Systems Protection
- Service Line Coverage
- Increased Identity Theft Coverage
- Guaranteed Replacement Cost
- Increased Limits Coverage
- Glass Deductible Buydown Option
- Water Protection or Sewer Back Up Coverage
- Voluntary Fire Fighting Coverage
- Special Belongings Coverage such as jewellery or coin collections
- Boats Watercraft and All-Terrain Vehicle Coverage
- Seasonal Home and Secondary Residence Coverage
- Rental Home Coverage
- Liability extensions and higher limits
An SGI Canada Home Pak is insurance tailored for home owners. You get great coverage on both your home and your belongings at a great price designed specifically for the risks you face. It covers you for both property and liability losses. You can face significant financial hardship if you’re at fault for damaging someone’s property or if someone gets injured by your actions. You don’t want to think about liability coverage, you just want it to be there.
And with single amount of protection coverage, you get easy, flexible protection for your investment and your financial security.
Give us a call about a Home Pak, it protects you against the what-if situations in life that can arise.
This is a general description of the coverages provided. Actual policy conditions govern. For a complete list of Home Insurance options, policies and prices give us a call.
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453 Main St N, Moose Jaw, SK S6H 0W5
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