McCauley Agencies offers a competitive, flexible Commercial Insurance Program that is tailor made to meet all your business's requirements. With the wide variety of coverage options we have available to us we can help you design an insurance package that suits the exact needs of your individual business, large or small.
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Commercial Packages designed for specific businesses can be a very affordable way to have very comprehensive insurance coverages for your business. There are a wide variety of Commercial Packages available for a number of businesses such as:
Protect your Building and Your Contents
- Toolbox Pak
- Trades Pak
- Restaurant Pak
- Energy Pak
- Retail Pak
- ProService Pak
- AutoService Pak
- Office Pak
- BuildingOwner's Pak
In addition to basic fire insurance, you may protect your operation from a number of perils, including:
We also offer comprehensive all-risk coverage, available on a blanket or scheduled basis.
- impact by aircraft, spacecraft or land vehicles
- lightning damage to electrical appliances
- riot, vandalism and malicious acts
- smoke damage or leakage from fire-protection equipment
- windstorm or hail
- rupture of heating or plumbing system
Guaranteed Replacement Cost
Optional Guaranteed Replacement Cost is the best protection for your business. It guarantees
your building will be repaired or replaced no matter what the cost.
Protect against business interruption
If your building is damaged or destroyed, the suspension of normal business activity could be as devastating as the loss itself. With business interuption coverage you can insure your loss of income, continuing expenses and employee wages.
Protect against other losses
There are a wide variety of other options that can protect your property against costly losses, such as:
Protect your boiler and machinery
- accounts receivable
- builder's risk
- contractor's equipment
- glass breakage
Many types of machinery, including motors, air conditioning systems and electrical equipment, are not covered by ordinary property insurance if they break down. The same is true for boilers or water heaters and the damage they cause if they crack or explode. Boiler and Machinery coverage will provide you with this protection.
Protect against liability claims
Liability insurance protects your financial security if you're found legally responsible for injuries or damages suffered by someone else. Liability Coverage offers comprehensive protection for your business operations. Some of the extension coverage options available include:
Protect against crime
- personal and advertising injury liability
- employer's liability
- contingent employer's liability
- tenant's legal liability
- non-owned automobile liability
- non-owned aircraft liability
Crime Coverage can protect your business against employee dishonesty, theft of money or securities, burglary, robbery, forgery and counterfeit currency.
This is a general description of the coverages provided. Actual policy conditions govern. For detailed information and prices please contact us. We can put together a combination of coverage options that's just right for your business.
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